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This is the perspective of web security expert Jeremiah Grossman, who sees banks and credit unions at a distinct disadvantage in the fight to secure banking transactions via the desktop.

In this interview, Grossman discusses:

• Why he believes financial institutions have already surrendered the desktop;
• What they can do to get back into the fray;
• Exactly what it will take to win the war against fraudsters.

Grossman is a frequent speaker at industry events including the Black Hat Briefings, RSA Conference, ISACA, CSI, InfoSec World, OWASP, ISSA, and Defcon as well as a number of large universities. He has authored dozens of articles and white papers, is credited with the discovery of many cutting-edge attack and defensive techniques and is a co-author of XSS Attacks: Cross Site Scripting Exploits and Defense.

He frequently alerts the media community to the latest attacks and is not only able to offer in-depth commentary, but also provide his perspective of what's to come. Grossman was named a "friend of Google" and is also an influential blogger (www.jeremiahgrossman.blogspot.com) who offers insight and encourages open dialogue regarding current research and vulnerability trend information.

Prior to WhiteHat, Grossman was an information security officer at Yahoo! responsible for performing security reviews on the company's hundreds of websites. Before Yahoo!, Mr. Grossman worked for Amgen, Inc.